Welcome to Nova Luminary by Betsabe Torres. By accessing and using this Website, including any and all content, resources, and services offered herein, you ("User") acknowledge and agree to the following Terms and Conditions ("Terms"). Please read these Terms carefully before using the Website.

1. Acceptance of Terms
   By using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website. We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Website following any such modifications constitutes your acceptance of the new Terms.

2. Astrology Readings and Refund Policy

   Upon booking an Astrology Reading, I begin researching, generating several natal charts, and compiling a custom report. Due to the nature of the work that takes place prior to our live zoom call a full refund will only be granted within 48 hours of booking. If you are uncertain about which reading is suitable for you, please contact me at astro@novaluminary.com before booking.

3. Digital Content and Refund Policy
   The Website offers digital content, including but not limited to courses, which are accessible instantly upon purchase. Due to the immediate access to digital content, all sales are final, and no refunds will be provided. You are fully responsible for all payments, including payment plans, regardless of whether or not you choose to participate in the program or leave. If you are uncertain about whether a course or digital content is suitable for you, please contact me at astro@novaluminary.com before making a purchase.

4. Copyright and Permissions:

   All content on this website is copyrighted, including videos, text, graphics, logos, tools, guides, and course material, is the property of Betsabe Torres and is protected by copyright laws. You may not use, reproduce, distribute, or display any content without obtaining prior written consent from me. For permission requests, please email me at astro@novaluminary.com.

5. Disclaimer

   The information and services provided on NovaLuminary.com are for educational and informational purposes only. Betsabe Torres is not a licensed medical professional, legal advisor, financial advisor, or therapist. The content should not be considered professional advice and is not a substitute for professional services. You are solely responsible for any actions or decisions made based on the information and services provided.

6. User Responsibility:

   By purchasing and using the information and services offered on the Website, you accept full responsibility for your choices and the consequences thereof. Betsabe Torres is not liable for any direct or indirect outcomes resulting from the use of the Website or its content.

7. Right to Refuse Service:

   Nova Luminary reserves the right to refuse service to anyone at any time. We also reserve the right to terminate access to the Website and its services for any user who violates these Terms or engages in behavior that is harmful to the Website, its content, or other users. Libel and slander against Betsabe Torres or associates will result in the removal of access and termination of services.

8. Communication:

   For any inquiries or clarification regarding these terms or my services, please contact me at astro@novaluminary.com.